Shri. Ashwinikumar Padmakar Upadhye
Chairman
Dear Customer,
Acknowledgments:
Let me express my gratitude to all shareholders, depositors, borrowers and well-wishers of the Bank for their loyalty, patronage and confidence in the Management of the Bank, which has been a source of inspiration for us.
Sampada Sahakari Bank Ltd., Pune was established on 2nd August 1974 by a group of persons committed to social cause, with a view to meeting financial needs of weaker and lower class people.
Bank’s Performance, Business Growth & Technological Development:
The management is proud to mention that the Bank has been keeping pace with the changing times by offering new products . These products are designed to suit the needs of customers. The bank is committed to introduce new products in future. Our centrally evolving technology has been fully supporting the products which is considered to be strong feature and back bone of the bank.
The bank is offering following technology - enabled services-
- • SMS banking & Transaction Alerts
- • RTGS/NEFT/IMPS
- • Payment All types of Taxes
- • ATM
- • MOBILE APPLICATION
- • Addhar Mapper
- • POS
- • IMPS
- • E-Com
- • MOBILE Banking
- • UPI
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Due to constant and quality training and motivation the staff offers highest possible service to customers.
Key Parameters:
The key parameters of the bank figured as under,
|
| Figures in Lakh |
Audited |
Audited |
Key Parameter |
31/03/2023 |
31/03/2024 |
Deposit |
17018.08 |
18776.99 |
Loans |
10108.48 |
12322.31 |
| Investments |
6676.19 |
6047.23 |
Working Funds |
2091.68 |
23013.96 |
Profit |
132.57 |
150.58 |
Gross NPA |
10.10% |
6.52% |
Net NPA |
0.76% |
6.04% |
CRAR |
00.00% |
00.00% |
CD Ratio |
59.40% |
65.62% |
| Business Per Employee |
404.87 |
426.02 |
The management aims at building a fundamentally strong financial institution.
It also reiterates its commitment to financial inclusion, by offering easy access to the financial products, by weaker sections of the society.
The bank had difficult time in early part of last decade. It has turned the corner, and has been continuously making profit. The bank has thus gained confidence of the customers and share holders and has been paying dividend for last 6 consecutive years.
Our Goals :
The bank aims at crossing a business mix of Rs 500 crores with in next 3 years and will continue to strive to cross thousand crores mark with in 6 years
The bank assures our shareholders and well wishers to provide prompt, efficient and effective service, promote best corporate governance practices and live-up to their expectations.
I express once again, my gratitude and sincere thanks to all share holders and look forward to an enduring relationship with all . |
Shri. Ashwinikumar Padmakar Upadhye
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